{"id":2081,"date":"2018-08-12T20:22:46","date_gmt":"2018-08-12T18:22:46","guid":{"rendered":"https:\/\/r1morava.cz.hyperion.blueboard.cz\/?p=2081"},"modified":"2018-08-12T20:22:46","modified_gmt":"2018-08-12T18:22:46","slug":"typicky-cesky-tata-miluje-svoji-rodinu-na-zadni-vratka-ale-nemysli","status":"publish","type":"post","link":"https:\/\/r1morava.cz\/?p=2081","title":{"rendered":"Typick\u00fd \u010desk\u00fd t\u00e1ta miluje svoj\u00ed rodinu, na zadn\u00ed vr\u00e1tka ale nemysl\u00ed"},"content":{"rendered":"<p><b>Pro \u010desk\u00e9 otce je rodina na prvn\u00edm m\u00edst\u011b. Tvrd\u00ed to dev\u011bt z\u00a0deseti \u010desk\u00fdch otc\u016f v\u00a0pr\u016fzkumu Poji\u0161\u0165ovny \u010cesk\u00e9 spo\u0159itelny. \u00a0Drtiv\u00e1 v\u011bt\u0161ina (85 %) \u010desk\u00fdch otc\u016f za rodinu m\u011bs\u00ed\u010dn\u011b vyd\u00e1 do 30\u00a0000 korun, pouze \u010dtvrtin\u011b dotazovan\u00fdch v\u0161ak tato \u010d\u00e1stka posta\u010duje. T\u00e9m\u011b\u0159 ka\u017ed\u00fd druh\u00fd t\u00e1ta nem\u00e1 <\/b><b><br \/>\n<\/b><b>pro p\u0159\u00edpad v\u00fdpadku p\u0159\u00edjmu \u017e\u00e1dn\u00fd z\u00e1lo\u017en\u00ed pl\u00e1n, jen t\u0159etina m\u00e1 sjednan\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed. <\/b><\/p>\n<p><span style=\"font-weight: 400;\">Jak vypad\u00e1 \u017eeb\u0159\u00ed\u010dek hodnot pr\u016fm\u011brn\u00e9ho \u010desk\u00e9ho t\u00e1ty? Vedle rodiny (91 %) je pro \u010desk\u00e9 otce d\u016fle\u017eit\u00e9 tak\u00e9 vlastn\u00ed zdrav\u00ed (55 %) a osobn\u00ed \u0161t\u011bst\u00ed (37 %). Pouze 4 % t\u00e1t\u016f pova\u017euj\u00ed <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">za kl\u00ed\u010dov\u00e9 shroma\u017e\u010fovat majetek, je\u0161t\u011b m\u00e9n\u011b z nich pak d\u00e1v\u00e1 na vrchn\u00ed p\u0159\u00ed\u010dky \u017eeb\u0159\u00ed\u010dku hodnot svou kari\u00e9ru (3 %).<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201eSkv\u011bl\u00e1 zpr\u00e1va je, \u017ee hodnota rodiny dnes nekles\u00e1. P\u0159es v\u0161echny peripetie s hled\u00e1n\u00edm nov\u00e9 role mu\u017ee a \u017eeny v modern\u00ed spole\u010dnosti se tak zd\u00e1, \u017ee t\u00e1ta nen\u00ed ohro\u017een\u00fd druh. Zaj\u00edmav\u00e1 je tak\u00e9 tendence sou\u010dasn\u00fdch rodi\u010d\u016f tr\u00e1vit s\u00a0d\u011btmi daleko v\u00edce \u010dasu, ne\u017e tomu bylo d\u0159\u00edve. Role otce je ale univerz\u00e1ln\u00ed. Od biologicky podm\u00edn\u011bn\u00e9 snahy \u0161\u00ed\u0159it sv\u00e9 geny a\u017e po emoce spojen\u00e9 s\u00a0rodi\u010dovstv\u00edm,\u201c<\/span><\/i><span style=\"font-weight: 400;\"> \u0159\u00edk\u00e1 psycholog Tom\u00e1\u0161 Va\u0161\u00e1k.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Zat\u00edmco jen necel\u00e1 t\u0159etina mu\u017e\u016f si na sob\u011b sam\u00e9m nejv\u00edce cen\u00ed pr\u00e1v\u011b um\u011bn\u00ed b\u00fdt dobr\u00fdm rodi\u010dem (30 %), pro jejich man\u017eelky je tato schopnost u mu\u017ee naprosto z\u00e1sadn\u00ed. Na prvn\u00ed m\u00edsto ji kladou \u010dty\u0159i z\u00a0deseti \u017een. \u017deny si ale na sv\u00fdch partnerech v\u00e1\u017e\u00ed tak\u00e9 schopnosti vyd\u011blat pen\u00edze, tedy zabezpe\u010dit rodinu (28 %), a jejich zru\u010dnosti (12 %). <\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201eM\u00fdm c\u00edlem je dov\u00e9st rodinu k blahobytu a z\u00e1\u0159n\u00e9 budoucnosti. M\u00e1me s man\u017eelkou v pl\u00e1nu, \u017ee n\u00e1\u0161 syn bude v NHL a potom mi koup\u00ed jezero, kde budu do konce \u017eivota u\u017e jen chytat ryby. Pak samoz\u0159ejm\u011b zdrav\u00ed, proto\u017ee kdybych byl nemocn\u00fd, na tom jeze\u0159e bych si moc nezachytal. Osobn\u00ed \u0161t\u011bst\u00ed jsou pro m\u011b mali\u010dkosti \u2013 p\u0159ivon\u011bt si k rozkvetl\u00e9 kv\u011btin\u011b, pozorovat \u0161vito\u0159\u00edc\u00ed s\u00fdkorky a ryba\u0159it na jeze\u0159e, kter\u00e9 mi syn koup\u00ed za v\u00fdd\u011blek z\u00a0NHL,\u201c <\/span><\/i><span style=\"font-weight: 400;\">komentuje sv\u016fj hodnotov\u00fd \u017eeb\u0159\u00ed\u010dek bloger Dominik Landsman \u2013 popul\u00e1rn\u00ed \u010desk\u00fd otec a autor blogu <\/span><i><span style=\"font-weight: 400;\">Den\u00ed\u010dek modern\u00edho fotra <\/span><\/i><span style=\"font-weight: 400;\">\u2013 glosuj\u00edc\u00ed ka\u017edodenn\u00ed starosti otce na otcovsk\u00e9 dovolen\u00e9. <\/span><\/p>\n<p><b>V p\u011btin\u011b \u010desk\u00fdch rodin rozhoduje o financ\u00edch \u017eena<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Cel\u00fdch 85 % \u010desk\u00fdch t\u00e1t\u016f v\u00a0pr\u016fzkumu Poji\u0161\u0165ovny \u010cesk\u00e9 spo\u0159itelny \u0159\u00edk\u00e1, \u017ee na provoz rodiny v\u010detn\u011b n\u00e1klad\u016f na bydlen\u00ed a v\u00fddaj\u016f na d\u011bti vynalo\u017e\u00ed m\u011bs\u00ed\u010dn\u011b do\u00a030\u00a0000 korun. Jen \u010dtvrtin\u011b otc\u016f ale tato \u010d\u00e1stka sta\u010d\u00ed. Pro zaji\u0161t\u011bn\u00ed pohodln\u00e9ho \u017eivota sv\u00e9 rodiny by nej\u010dast\u011bji pot\u0159ebovali zhruba o 10\u00a0000 korun v\u00edce.<\/span> <i><span style=\"font-weight: 400;\">\u201ePodle v\u00fdsledku pr\u016fzkumu nem\u00e1 paradoxn\u011b po\u010det d\u011bt\u00ed v\u00a0rodin\u011b z\u00e1sadn\u00ed vliv na m\u011bs\u00ed\u010dn\u00ed rodinn\u00e9 v\u00fddaje,\u201c <\/span><\/i><span style=\"font-weight: 400;\">\u0159\u00edk\u00e1<\/span> <span style=\"font-weight: 400;\">Martina \u0160v\u00e1bov\u00e1, mana\u017eerka v\u00fdzkumu Poji\u0161\u0165ovny \u010cesk\u00e9 spo\u0159itelny.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">I kdy\u017e o rodinn\u00e9m rozpo\u010dtu v\u011bt\u0161inou rozhoduj\u00ed oba partne\u0159i rovn\u00fdm d\u00edlem (55 %), jsou to pr\u00e1v\u011b mu\u017ei (80 %), kte\u0159\u00ed svorn\u011b tvrd\u00ed, \u017ee svou rodinu zcela nebo z\u00a0v\u011bt\u0161\u00ed \u010d\u00e1sti \u017eiv\u00ed, a \u017eeny to potvrzuj\u00ed (78 %). V\u00a0p\u011btin\u011b dom\u00e1cnost\u00ed pak o rozpo\u010dtu rozhoduje \u017eena, a to p\u0159esto\u017ee do n\u011bj v\u00edce pen\u011bz p\u0159in\u00e1\u0161\u00ed mu\u017e. <\/span><i><span style=\"font-weight: 400;\">\u201ePen\u00edze jsou bohu\u017eel jedn\u00edm z\u00a0nej\u010dast\u011bj\u0161\u00edch d\u016fvod\u016f rodinn\u00fdch konflikt\u016f. Je proto d\u016fle\u017eit\u00e9 nastavit funk\u010dn\u00ed pravidla hospoda\u0159en\u00ed. \u017deny maj\u00ed v\u011bt\u0161inou dobr\u00fd p\u0159ehled o b\u011b\u017en\u00fdch v\u00fddaj\u00edch, mu\u017ei zase l\u00e9pe odhaduj\u00ed n\u00e1klady u v\u011bt\u0161\u00edch akc\u00ed, jako je n\u00e1kup auta nebo st\u011bhov\u00e1n\u00ed. Doporu\u010duji v\u011bnovat dva \u010di t\u0159i ve\u010dery pr\u00e1v\u011b nastaven\u00ed finan\u010dn\u00edho fungov\u00e1n\u00ed rodiny a alespo\u0148 jednou ro\u010dn\u011b prov\u011b\u0159it, zda je v\u0161e, jak m\u00e1 b\u00fdt. V\u00a0p\u0159\u00edpad\u011b probl\u00e9m\u016f by m\u011bl b\u00fdt jeden partner schopen zastoupit druh\u00e9ho. Nap\u0159\u00edklad aby v\u011bd\u011bl, jak\u00e9 platby kam odch\u00e1zej\u00ed, ale aby tak\u00e9 mohl nap\u0159\u00edklad disponovat \u00fa\u010dtem partnera (pokud nemaj\u00ed spole\u010dn\u00fd) v\u00a0p\u0159\u00edpad\u011b nehody,\u201c<\/span><\/i><span style=\"font-weight: 400;\"> \u0159\u00edk\u00e1 Tom\u00e1\u0161 Va\u0161\u00e1k.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dominik Landsman jeho pohled s\u00a0nadhledem potvrzuje: <\/span><i><span style=\"font-weight: 400;\">\u201eV na\u0161\u00ed dom\u00e1cnosti rozhodujeme <\/span><\/i><i><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/i><i><span style=\"font-weight: 400;\">o rozpo\u010dtu spole\u010dn\u011b. S man\u017eelkou probereme na\u0161e mo\u017enosti, j\u00e1 n\u011bco navrhnu, ona n\u011bco navrhne\u2026 a potom ud\u011bl\u00e1me to, co navrhla man\u017eelka.\u201c<\/span><\/i><\/p>\n<p><b>Odpus\u0165te si jedno pivo denn\u011b a z\u00edskejte \u017eivotn\u00ed jistotu <\/b><\/p>\n<p><span style=\"font-weight: 400;\">P\u0159esto\u017ee je pro \u010desk\u00e9 tat\u00ednky rodina na prvn\u00edm m\u00edst\u011b, \u010dasto jim sch\u00e1z\u00ed jak\u00fdkoliv z\u00e1lo\u017en\u00ed pl\u00e1n pro jej\u00ed zabezpe\u010den\u00ed v\u00a0p\u0159\u00edpad\u011b nenad\u00e1l\u00e9ho v\u00fdpadku p\u0159\u00edjmu. Nem\u00e1 jej t\u00e9m\u011b\u0159 polovina otc\u016f <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">a desetina o n\u011bm ani nep\u0159em\u00fd\u0161l\u00ed. Zbytek m\u00e1 bu\u010f pen\u00edze naspo\u0159en\u00e9 bokem, \u017eivotn\u00ed poji\u0161t\u011bn\u00ed, nebo jejich kombinaci.<\/span><\/p>\n<p style=\"text-align: justify;\"><i><span style=\"font-weight: 400;\">\u201eT\u00e1tov\u00e9 se \u010dasto myln\u011b spol\u00e9haj\u00ed\u00a0<img loading=\"lazy\" decoding=\"async\" class=\" wp-image-2082 alignright\" src=\"https:\/\/r1morava.cz.hyperion.blueboard.cz\/wp-content\/uploads\/2018\/08\/zalozni-plan-840x703.png\" alt=\"\" width=\"444\" height=\"372\" \/><\/span><\/i><i><span style=\"font-weight: 400;\">na to, \u017ee jim se nem\u016f\u017ee nic st\u00e1t. Opak je ale pravdou. I kdy\u017e si to nikdo nep\u0159eje, v\u00e1\u017en\u00e9 nemoci nebo \u00farazy, kter\u00e9 \u010dlov\u011bka vy\u0159ad\u00ed <\/span><\/i><i><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/i><i><span style=\"font-weight: 400;\">na n\u011bkolik m\u011bs\u00edc\u016f a\u017e let <\/span><\/i><i><span style=\"font-weight: 400;\">ze zam\u011bstn\u00e1n\u00ed, jsou v \u010cesk\u00e9 republice na denn\u00edm po\u0159\u00e1dku. M\u00edt z\u00e1lo\u017en\u00ed pl\u00e1n, d\u00edky kter\u00e9mu bude v\u00a0p\u0159\u00edpad\u011b v\u00e1\u017en\u00fdch \u017eivotn\u00edch situac\u00ed <\/span><\/i><i><span style=\"font-weight: 400;\">o rodinu postar\u00e1no, by m\u011blo b\u00fdt prioritou ka\u017ed\u00e9ho otce, kter\u00fd rodinu \u017eiv\u00ed,\u201c<\/span><\/i><span style=\"font-weight: 400;\"> \u0159\u00edk\u00e1 Petr Proch\u00e1zka, \u0159editel \u00faseku \u0159\u00edzen\u00ed produkt\u016f v Poji\u0161\u0165ovn\u011b \u010cesk\u00e9 spo\u0159itelny.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">Jednou z\u00a0mo\u017enost\u00ed zabezpe\u010den\u00ed v\u00fdpadku p\u0159\u00edjmu pro\u00a0p\u0159\u00edpady, jako jsou v\u00e1\u017en\u00e9 nemoci, \u00farazy <\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">a jejich trval\u00e9 n\u00e1sledky, invalidita nebo dokonce \u00famrt\u00ed, je sjedn\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed a jeho spr\u00e1vn\u00e9 nastaven\u00ed s d\u016frazem na v\u00e1\u017en\u00e1 rizika. <\/span><i><span style=\"font-weight: 400;\">\u201ePr\u016fm\u011brn\u00fd \u010desk\u00fd tat\u00ednek u n\u00e1s zaplat\u00ed <\/span><\/i><i><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/i><i><span style=\"font-weight: 400;\">za optim\u00e1ln\u011b nastavenou pojistku p\u0159ibli\u017en\u011b 1 500 korun<\/span><\/i><i><span style=\"font-weight: 400;\"> m\u011bs\u00ed\u010dn\u011b. Kdy\u017e si tedy nap\u0159\u00edklad d\u00e1 o\u00a0jedno pivo<\/span><\/i><i><span style=\"font-weight: 400;\"> denn\u011b m\u00e9n\u011b, nejen \u017ee pom\u016f\u017ee sv\u00e9mu zdrav\u00ed, ale z\u00edsk\u00e1 tak\u00e9 \u017eivotn\u00ed jistotu, klidn\u00fd sp\u00e1nek a jistotu pro svou rodinu,\u201c <\/span><\/i><span style=\"font-weight: 400;\">shrnuje Proch\u00e1zka. <\/span><\/p>\n<p><i><span style=\"font-weight: 400;\"> \u201eNejsem otcem, kter\u00fd spol\u00e9h\u00e1 na to, \u017ee se mu nem\u016f\u017ee nic st\u00e1t. Vzhledem k tomu, \u017ee se zran\u00edm i u v\u00fdm\u011bny \u017e\u00e1rovky, a kdy\u017e jsem luxoval, rozrazil jsem si loket o futra, m\u00e1m \u017eivotn\u00ed poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad \u00farazu \u010di smrti. Kdy\u017e se mi n\u011bco stane, rodina bude m\u00edt pen\u00edze na hezkou dovolenou,\u201c<\/span><\/i><span style=\"font-weight: 400;\"> glosuje situaci ve vlastn\u00ed dom\u00e1cnosti Dominik Landsman.<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td colspan=\"3\"><b>Optim\u00e1ln\u00ed \u017eivotn\u00ed pojistka pro pr\u016fm\u011brn\u00e9ho \u010desk\u00e9ho tat\u00ednka (38 let, dv\u011b d\u011bti, p\u0159\u00edjem 30 000 K\u010d)<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Poji\u0161t\u011bn\u00ed<\/b><\/td>\n<td><b>Pojistn\u00e9 \u010d\u00e1stky (kryt\u00ed)<\/b><\/td>\n<td><b>\u00da\u010del<\/b><\/td>\n<\/tr>\n<tr>\n<td><b>Smrt z jak\u00fdchkoliv p\u0159\u00ed\u010din<\/b><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">(s individu\u00e1ln\u00edm koncem v 53 letech<\/span><span style=\"font-weight: 400;\">*<\/span><span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">720 000 K\u010d <\/span><span style=\"font-weight: 400;\"><\/p>\n<p><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Dvojn\u00e1sobek ro\u010dn\u00edho p\u0159\u00edjmu \u2013 pro p\u0159\u00edpadn\u00e9 zaji\u0161t\u011bn\u00ed d\u011bt\u00ed<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>V\u00e1\u017en\u00e9 nemoci a \u00farazy<\/b><span style=\"font-weight: 400;\"> \u2013 pro 37 diagn\u00f3z s p\u0159ipoji\u0161t\u011bn\u00edm novotvar\u016f in-situ<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">(s individu\u00e1ln\u00edm koncem v 53 letech*)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">260 000 K\u010d <\/span><span style=\"font-weight: 400;\"><\/p>\n<p><\/span><\/td>\n<td><span style=\"font-weight: 400;\">70 % ro\u010dn\u00edho p\u0159\u00edjmu klienta, pokryt\u00ed n\u00e1klad\u016f souvisej\u00edc\u00edch s l\u00e9\u010dbou<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Invalidita 1. \u2013 3. stupe\u0148<\/b> <span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">(s individu\u00e1ln\u00edm koncem v 53 letech*)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">3. stupe\u0148: 1 100 000 K\u010d 2. stupe\u0148: 720 000 K\u010d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">1. stupe\u0148: 360 000 K\u010d <\/span><\/td>\n<td><span style=\"font-weight: 400;\">A\u017e trojn\u00e1sobek ro\u010dn\u00edho platu, pokryt\u00ed v\u00fdpadku p\u0159\u00edjmu<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Trval\u00e9 n\u00e1sledky \u00farazu od 0,5 %<\/b><\/td>\n<td><span style=\"font-weight: 400;\">1 000 000 K\u010d <\/span><span style=\"font-weight: 400;\"><\/p>\n<p><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Trojn\u00e1sobek ro\u010dn\u00edho platu, pokryt\u00ed v\u00fdpadku p\u0159\u00edjmu a n\u00e1klad\u016f spojen\u00fdch s\u00a0\u00farazem<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Pracovn\u00ed neschopnost od 29. dne<\/b><\/td>\n<td><span style=\"font-weight: 400;\">400 K\u010d\/den <\/span><span style=\"font-weight: 400;\"><\/p>\n<p><\/span><\/td>\n<td><span style=\"font-weight: 400;\">Dorovn\u00e1n\u00ed p\u0159\u00edjmu p\u0159i pracovn\u00ed neschopnosti + nemocensk\u00e1 od st\u00e1tu cca 60 %<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Denn\u00ed od\u0161kodn\u00e9 s progres\u00ed (p\u0159i \u00farazu)<\/b><\/td>\n<td><span style=\"font-weight: 400;\">200 K\u010d\/den <\/span><span style=\"font-weight: 400;\"><\/p>\n<p><\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u00dahrada nadstandardn\u00edch zdravotn\u00edch pom\u016fcek, p\u0159\u00edpadn\u011b pokryt\u00ed v\u00fdpadku p\u0159\u00edjmu<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>O\u0161et\u0159ov\u00e1n\u00ed dosp\u011bl\u00e9ho<\/b><\/td>\n<td><span style=\"font-weight: 400;\">400 K\u010d\/den <\/span><\/td>\n<td><span style=\"font-weight: 400;\">Na pokryt\u00ed o\u0161et\u0159ovatele \u010di n\u00e1hrada v\u00fdpadku p\u0159\u00edjmu pe\u010duj\u00edc\u00edho<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Hospitalizace<\/b><\/td>\n<td><span style=\"font-weight: 400;\">300 K\u010d\/den <\/span><\/td>\n<td><span style=\"font-weight: 400;\">Nadstandard v\u00a0nemocnici, p\u0159\u00edpadn\u011b pokryt\u00ed v\u00fdpadku p\u0159\u00edjmu<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Pojistn\u00e9 (platba za poji\u0161t\u011bn\u00ed)<\/b><\/td>\n<td><\/td>\n<td><b>1\u00a0490 K\u010d m\u011bs\u00ed\u010dn\u011b<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<ol>\n<li><span style=\"font-weight: 400; font-size: 8pt;\">Po\u010d\u00edt\u00e1no na pr\u016fm\u011brn\u00e9ho \u010desk\u00e9ho tat\u00ednka ve v\u011bku 38 let, se dv\u011bma d\u011btmi a s p\u0159\u00edjmem 30 000 K\u010d.<\/span><\/li>\n<li><span style=\"font-size: 8pt;\"><span style=\"font-weight: 400;\">P\u0159i cen\u011b cca 50 korun za to\u010den\u00e9 tankov\u00e9 pivo v restauraci<\/span><span style=\"font-weight: 400;\">.<\/span><\/span><\/li>\n<li><span style=\"font-weight: 400; font-size: 8pt;\">Doporu\u010dujeme nastaven\u00ed individu\u00e1ln\u00edch konc\u016f jednotliv\u00fdch poji\u0161t\u011bn\u00ed na 15 let a pot\u00e9\u00a0\u00fapravu pojistky podle aktu\u00e1ln\u00edch pot\u0159eb klienta. Nastaven\u00ed individu\u00e1ln\u00edch konc\u016f sn\u00ed\u017e\u00ed v\u00fdslednou \u010d\u00e1stku za pojistn\u00e9. Poji\u0161t\u011bn\u00ed pak nestoj\u00ed tolik, jako kdyby pojistn\u00e9 \u010d\u00e1stky v pot\u0159ebn\u00e9 v\u00fd\u0161i byly nastaven\u00e9 konstantn\u011b a\u017e do konce poji\u0161t\u011bn\u00ed. Ov\u0161em je nutn\u00e9 svoji pojistku pravideln\u011b aktualizovat \u2013 nejl\u00e9pe ka\u017ed\u00fdch p\u011bt let a tak\u00e9 p\u0159i ka\u017ed\u00e9 v\u00fdznamn\u00e9 ud\u00e1losti (svatba, hypot\u00e9ka, narozen\u00ed d\u00edt\u011bte).<\/span><\/li>\n<\/ol>\n<p>&nbsp;<\/p>\n<p><b>O pr\u016fzkumu<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Pr\u016fzkum \u201ePriority \u010desk\u00fdch tat\u00ednk\u016f\u201c provedla pro Poji\u0161\u0165ovnu \u010cesk\u00e9 spo\u0159itelny v\u00fdzkumn\u00e1 agentura Ipsos v\u00a0dubnu 2018. Pr\u016fzkumu se \u00fa\u010dastnilo 850 rodi\u010d\u016f \u017eij\u00edc\u00edch v\u00a0rodin\u011b s\u00a0alespo\u0148 jedn\u00edm nedosp\u011bl\u00fdm d\u00edt\u011btem. <\/span><\/p>\n<p><b>Metodika pr\u016fzkumu:<\/b><\/p>\n<p><b>Datum:<\/b><span style=\"font-weight: 400;\"> Duben 2018<\/span><\/p>\n<p><b>Metoda sb\u011bru dat:<\/b><span style=\"font-weight: 400;\"> CASI on-line dotazov\u00e1n\u00ed<\/span><\/p>\n<p><b>C\u00edlov\u00e1 skupina a velikost vzorku:<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Po\u010det respondent\u016f: 850 <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pod\u00edl \u017eeny \u2013 mu\u017ei: 50:50<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u011bkov\u00e1 skupina: 18 a\u017e 65 let \u2013 pouze respondenti, kte\u0159\u00ed \u017eij\u00ed v\u00a0p\u00e1ru a maj\u00ed jedno a v\u00edce d\u011bt\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vzd\u011bl\u00e1n\u00ed: rovnom\u011brn\u00e9 zastoupen\u00ed Z\u0160, vyu\u010den\u00ed, S\u0160 i V\u0160<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bydli\u0161t\u011b: rovnom\u011brn\u00e9 zastoupen\u00ed ze v\u0161ech kraj\u016f \u010cR, velk\u00e1 i mal\u00e1 m\u011bsta<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pro dal\u0161\u00ed informace pros\u00edm kontaktujte:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jana N\u00e1chodsk\u00e1<\/span><\/p>\n<p><span style=\"font-weight: 400;\">tiskov\u00e1 mluv\u010d\u00ed<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Poji\u0161\u0165ovna \u010cesk\u00e9 spo\u0159itelny, a.s., Vienna Insurance Group<\/span><\/p>\n<p><span style=\"font-weight: 400;\">tel.: +420\u00a0958\u00a0858 730<\/span><\/p>\n<p><span style=\"font-weight: 400;\">mobil: +420 733 143\u00a0413<\/span><\/p>\n<p><span style=\"font-weight: 400;\">e-mail: <\/span><a href=\"mailto:jnachodska@pojistovnacs.cz\"><span style=\"font-weight: 400;\">jnachodska@pojistovnacs.cz<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pro \u010desk\u00e9 otce je rodina na prvn\u00edm m\u00edst\u011b. Tvrd\u00ed to dev\u011bt z\u00a0deseti \u010desk\u00fdch otc\u016f v\u00a0pr\u016fzkumu Poji\u0161\u0165ovny \u010cesk\u00e9 spo\u0159itelny. \u00a0Drtiv\u00e1 v\u011bt\u0161ina (85 %) \u010desk\u00fdch otc\u016f za rodinu m\u011bs\u00ed\u010dn\u011b vyd\u00e1 do 30\u00a0000 korun, pouze \u010dtvrtin\u011b dotazovan\u00fdch v\u0161ak tato \u010d\u00e1stka posta\u010duje. T\u00e9m\u011b\u0159 ka\u017ed\u00fd druh\u00fd t\u00e1ta nem\u00e1 pro p\u0159\u00edpad v\u00fdpadku p\u0159\u00edjmu \u017e\u00e1dn\u00fd z\u00e1lo\u017en\u00ed pl\u00e1n, jen t\u0159etina m\u00e1 sjednan\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed. Jak vypad\u00e1 \u017eeb\u0159\u00ed\u010dek hodnot pr\u016fm\u011brn\u00e9ho \u010desk\u00e9ho t\u00e1ty? Vedle rodiny (91 %) je pro \u010desk\u00e9 otce d\u016fle\u017eit\u00e9 tak\u00e9 vlastn\u00ed zdrav\u00ed (55 %) a osobn\u00ed \u0161t\u011bst\u00ed (37 %). Pouze 4 % t\u00e1t\u016f pova\u017euj\u00ed za kl\u00ed\u010dov\u00e9 shroma\u017e\u010fovat&hellip;<\/p>\n","protected":false},"author":1,"featured_media":2084,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[166],"tags":[],"class_list":["post-2081","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"gutentor_comment":0,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/posts\/2081","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2081"}],"version-history":[{"count":0,"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/posts\/2081\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/media\/2084"}],"wp:attachment":[{"href":"https:\/\/r1morava.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2081"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2081"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2081"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}