{"id":2234,"date":"2020-11-23T12:16:38","date_gmt":"2020-11-23T11:16:38","guid":{"rendered":"https:\/\/r1morava.cz\/?p=2234"},"modified":"2020-11-23T12:16:38","modified_gmt":"2020-11-23T11:16:38","slug":"skoda-zamestnavateli-nemusi-vyjit-draho-pokud-je-zamestnanec-pojisten","status":"publish","type":"post","link":"https:\/\/r1morava.cz\/?p=2234","title":{"rendered":"\u0160koda zam\u011bstnavateli nemus\u00ed vyj\u00edt draho, pokud je zam\u011bstnanec poji\u0161t\u011bn"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><em>Ze smluvn\u00edho vztahu mezi zam\u011bstnavatelem a zam\u011bstnancem vypl\u00fdv\u00e1 cel\u00e1 \u0159ada skute\u010dnost\u00ed. Zpravidla jsou zde o\u0161et\u0159eny v\u0161echny mo\u017en\u00e9 skute\u010dnosti, kter\u00e9 mohou z&nbsp;tohoto vztahu plynout. Zam\u011bstnanec samoz\u0159ejm\u011b m\u00e1 ur\u010ditou zodpov\u011bdnost, co\u017e pochopiteln\u011b tak\u00e9 znamen\u00e1, \u017ee m\u016f\u017ee, by\u0165 nedopat\u0159en\u00edm, zp\u016fsobit sv\u00e9mu zam\u011bstnavateli \u0161kodu. Pro takov\u00e9 \u00fa\u010dely je vhodn\u00e9 uzav\u0159\u00edt odpov\u00eddaj\u00edc\u00ed poji\u0161t\u011bn\u00ed.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">U \u017e\u00e1dn\u00e9ho zam\u011bstnance to nen\u00ed stejn\u00e9<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vhodnou pojistku lze vybrat pro ka\u017ed\u00e9ho zam\u011bstnance p\u0159esn\u011b na m\u00edru, tak aby odr\u00e1\u017eela \u00farove\u0148 rizika, kter\u00e1 souvis\u00ed s&nbsp;vykon\u00e1v\u00e1n\u00edm pracovn\u00ed \u010dinnosti konkr\u00e9tn\u00edho zam\u011bstnance. Pr\u00e1v\u011b z&nbsp;t\u011bchto d\u016fvod\u016f m\u00e1 <a href=\"https:\/\/ergo.cz\/p\/pojisteni-odpovednosti-za-skodu\/zamestnanci\/\"><strong>poji\u0161t\u011bn\u00ed odpov\u011bdnosti zam\u011bstnance<\/strong><\/a> hned n\u011bkolik variant. Pojistku si p\u0159itom m\u016f\u017ee se jednat jak samotn\u00fd zam\u011bstnanec, tak m\u016f\u017ee zam\u011bstnanci poji\u0161t\u011bn\u00ed sjednat zam\u011bstnavatel. Ten p\u0159\u00edpadn\u011b m\u016f\u017ee z\u00edskat tak\u00e9 hromadnou slevu, kterou uplatn\u00ed v&nbsp;p\u0159\u00edpad\u011b, kdy pot\u0159ebuje pojistit v\u00edce zam\u011bstnanc\u016f najednou. V\u011bt\u0161ina nab\u00eddek poji\u0161\u0165oven v\u00e1m umo\u017e\u0148uje volit mezi variantami:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Standardn\u00edho poji\u0161t\u011bn\u00ed<\/li><li>Roz\u0161\u00ed\u0159en\u00e9 varianty pro \u0159idi\u010de<\/li><\/ul>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"466\" src=\"https:\/\/r1morava.cz\/wp-content\/uploads\/2020\/11\/r1morava.cz_ergo_cz_01.jpg\" alt=\"\" class=\"wp-image-2235\"\/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Pro v\u011bt\u0161inu zam\u011bstnanc\u016f je naprosto dostate\u010dn\u00e1 standardn\u00ed varianta, proto\u017ee pokryje v\u011bt\u0161inu obvykl\u00fdch p\u0159\u00edpad\u016f. P\u0159esn\u011b takto to m\u00e1 nastavena tak\u00e9 poji\u0161\u0165ovna <a href=\"https:\/\/ergo.cz\/\"><strong>ERGO<\/strong><\/a>, kde se tato varianta jmenuje Standard. Potom je tady ten druh\u00fd p\u0159\u00edpad, kter\u00fd je ur\u010den speci\u00e1ln\u011b pro zam\u011bstnance, kte\u0159\u00ed jezd\u00ed firemn\u00edm vozem, p\u0159\u00edpadn\u011b obsluhuj\u00ed stroje. U zmi\u0148ovan\u00e9 poji\u0161\u0165ovny je to varianta \u0158idi\u010d, p\u0159\u00edpadn\u011b tak\u00e9 varianta \u0158idi\u010d PLUS, kter\u00e1 je ur\u010dena pro ty zam\u011bstnance, kte\u0159\u00ed maj\u00ed slu\u017eebn\u00ed v\u016fz tak\u00e9 pro soukrom\u00e9 \u00fa\u010dely. Pokud tedy zp\u016fsob\u00ed \u0161kodu v&nbsp;r\u00e1mci soukrom\u00e9 j\u00edzdy, je to t\u00edmto poji\u0161t\u011bn\u00edm pokryto.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Poji\u0161t\u011bn\u00ed dle Va\u0161ich pot\u0159eb<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Z&nbsp;toho, co jsme si \u0159ekli v\u00fd\u0161e, je naprosto z\u0159ejm\u00e9, \u017ee pojistku je nutno jej\u00edmi parametry p\u0159izp\u016fsobit tak, aby odpov\u00eddala \u010dinnosti konkr\u00e9tn\u00edho zam\u011bstnance. Je nap\u0159\u00edklad typick\u00e9, \u017ee slu\u017eebn\u00ed v\u016fz pro soukrom\u00e9 \u00fa\u010dely m\u00e1 minimum zam\u011bstnanc\u016f z&nbsp;cel\u00e9 firmy, a tak v\u011bt\u0161in\u011b posta\u010d\u00ed levn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ze smluvn\u00edho vztahu mezi zam\u011bstnavatelem a zam\u011bstnancem vypl\u00fdv\u00e1 cel\u00e1 \u0159ada skute\u010dnost\u00ed. Zpravidla jsou zde o\u0161et\u0159eny v\u0161echny mo\u017en\u00e9 skute\u010dnosti, kter\u00e9 mohou z&nbsp;tohoto vztahu plynout. Zam\u011bstnanec samoz\u0159ejm\u011b m\u00e1 ur\u010ditou zodpov\u011bdnost, co\u017e pochopiteln\u011b tak\u00e9 znamen\u00e1, \u017ee m\u016f\u017ee, by\u0165 nedopat\u0159en\u00edm, zp\u016fsobit sv\u00e9mu zam\u011bstnavateli \u0161kodu. Pro takov\u00e9 \u00fa\u010dely je vhodn\u00e9 uzav\u0159\u00edt odpov\u00eddaj\u00edc\u00ed poji\u0161t\u011bn\u00ed. U \u017e\u00e1dn\u00e9ho zam\u011bstnance to nen\u00ed stejn\u00e9 Vhodnou pojistku lze vybrat pro ka\u017ed\u00e9ho zam\u011bstnance p\u0159esn\u011b na m\u00edru, tak aby odr\u00e1\u017eela \u00farove\u0148 rizika, kter\u00e1 souvis\u00ed s&nbsp;vykon\u00e1v\u00e1n\u00edm pracovn\u00ed \u010dinnosti konkr\u00e9tn\u00edho zam\u011bstnance. Pr\u00e1v\u011b z&nbsp;t\u011bchto d\u016fvod\u016f m\u00e1 poji\u0161t\u011bn\u00ed odpov\u011bdnosti zam\u011bstnance hned n\u011bkolik variant. Pojistku si p\u0159itom m\u016f\u017ee&hellip;<\/p>\n","protected":false},"author":1,"featured_media":2236,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[166],"tags":[],"class_list":["post-2234","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance"],"gutentor_comment":0,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/posts\/2234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2234"}],"version-history":[{"count":0,"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/posts\/2234\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=\/wp\/v2\/media\/2236"}],"wp:attachment":[{"href":"https:\/\/r1morava.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2234"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2234"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/r1morava.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}